What to do if involved in a car accident during COVID-19

Posted on Monday, September 28, 2020

The COVID-19 pandemic has affected everyone globally in most aspects of life. While dealing with the constant uncertainty that this pandemic brings, we also are continuously battling the realities of everyday life, and unfortunately, car accidents are a part of that.

Being involved in a car accident during these times can be incredibly frustrating with additional red tape. Our firm is here to help you navigate these circumstances and provide you with optimal legal support.

Fortunately, our nation has seen fewer car wrecks as a result of fewer cars on the road, but on the flip side, the process of dealing with a car accident claim has become even more difficult. Here’s what you can do to combat this:

Local police may not respond to your accident

Due to the increased demand for police response in other areas, a police officer may not respond to your car accident if there isn’t serious injury involved. This means you may not receive a police report to file with your claim. In this instance, you need to create your own account of the events. Make sure to do the following:

  • Take as many photos as possible of the entire car wreck scene, your car, and its damage, as well as the other damaged vehicle(s) involved.
  • Find witnesses if there were any. Get their name and contact information.
  • Take a photo of the other party’s insurance card
  • Take a photo of the other party’s driver’s license
  • If you feel you have an injury, try to go to an emergency room if it’s serious. If you think it is nonlife-threatening, visit a non-critical care facility available to you

Insurance companies may delay your claim

As most people are experiencing, there are delays with many businesses and services due to the pandemic. Insurance companies are not immune to this. In fact, a lot of insurers are intentionally delaying claim processing. Insurers are leveraging these delays to pressure claimants to settle for slower and lower settlement offers. Due to more challenging times, there may also be an increase in insurance companies initiating litigation to decrease payouts further.

Seek Legal Counsel promptly

Do not make the mistake of waiting until the pandemic is over to file a claim, your statute of limitations may expire as no one knows when this pandemic will end. Provost Umphrey Law Firm, LLP is readily available to evaluate your case and get you the compensation you need for damaged property and/or sustained injuries. If you have been injured in a car accident or know someone who has, give us a call at 888-588-1695 for a risk-free case evaluation.

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